Our Mission

LowRate.com isn’t in the business of lending money. We’re in the business of helping everyday people who find themselves short of cash now and then. When you fill out our loan application, we show it to numerous lenders to find the one that offers you the best rate. Instead of doing your own shopping around and filling out multiple applications, just fill out one and let us do the work for you. We’re here to save you time, money, and frustration when you have cash problems.

The Problem with Existing Lending

Many people aren’t able to get money from a traditional bank when they need it. In many cases, people can’t even get a loan from banks where they have checking accounts. For many people, the answer to this dilemma is internet-based community banking. The lenders that we work with are much more flexible than traditional banks, offering short-term loans to many good people who would be turned away elsewhere. By helping to deliver credit to those of you unable to get it elsewhere, we hope to improve the financial sustainability of both individuals and communities.

Improving our Customers’ Lives

We also want to help educate all of our customers, especially those of you underserved by traditional banks, so that you can learn new ways to improve your financial well being. Our blog offers a variety of money-saving tips to make a real difference in the quality of your life. With these tips, we hope you might not need a loan as often. But when you do, we’ll be here to help you.

Our Promises to You

Our service is completely free to our users. There’s never any obligation for you to accept a loan, even if you’re approved for it. Your security is vital to us, so we protect your personal information with 128-bit encryption.